Loans

Short on cash? Interested in getting a loan on that plasma TV or selling your unwanted gold? Here are answers to some of the most frequently asked questions. But, as always, don’t hesitate to call us! We’re here to help you with any of your transactions.

Glendale Pawn & Jewelry
Frequently Asked Questions

What is a pawn loan?  A pawn is a convenient cash loan against the value of your collateral (i.e., jewelry, electronics, tools, weapons, ATV's) that is good for 90 days. A pawn only is easily completed within minutes as it does not require a credit check. It is a fast and easy way to get cash in hand whenever you need it! As long as the item you bring, drag, haul or drive to our store has value, you can get an instant cash loan for it.

How does your loan process work?   Bring an item of value to our store. We take all sorts of items jewelry, weapons, tools, motorcycles, etc. - anything you can bring, haul, drag or drive! We will retain the item as collateral and loan you money against it for 90 days.

What do I need to get a loan?  An identification card issued by federal or state agency (example: a state driver’s license or matricula consular). You must also be at least 18 years of age to obtain a loan in the state of Arizona.

How much money will I get for my item(s)?  We typically don’t give prices without seeing the merchandise first hand. For accurate pricing, simply bring in your valuables and talk to us. For an estimate of what your items are worth, please take a digital photo of the items and e-mail it to whatsitworth@arizonapawnshops.com, along with a short description of the items. Our staff is ready to help you.

How much is my gold worth?  The value of gold and what it’s trading for, change everyday. The quotes we offer you are only good at the time of our assessment. If you come back another day, that price might be different. Your best bet is to come in and compare our prices with other local pawnshops. We’re confident you’ll get the best value with us.

How long is my loan good for?  Loans are good for 90 days and may be renewed by simply paying the interest and starting a new loan. You can always renew your loan at anytime as long as it’s current.  Simply pay the interest and the loan starts over again.

I left my item with you and it forfeited. Can I get another loan?  Sure. When we give out loans, we know there’s a chance you’ll change your mind and not want your item anymore or your situation might have changed. As long as our transaction with you was positive, we would be happy to do more business with you. One of our mottos at  Glendale Pawn and Jewelry is: We value you as our customer more than we value your merchandise.

If you have any more questions… just call us! We’re here to help! 623.939.2107

Buying and Trading
Interested in selling that old watch or set of silver that’s been sitting in your closet for years? Or maybe it’s time to trade in that half carat diamond for something a little bigger and brighter? At Glendale Pawn and Jewelry, we take pride in our very fair and reputable buying and trading practices. Stop into our store today to see what your special item may be worth... or even better.... what types of items we have in our showroom that might interest you. As we always say.... you never know what you just might find.

Gold
Gold is one of the highest priced commodities on the market today! When buying your gold, our trained staff goes through several processes to determine how much your gold is worth and how we can give you the best price for your merchandise. We measure each piece for weight and purity levels and then price your gold, silver and platinum according to current market value for its weight and purity rating.

Lay-A-Way Program
Our lay-a-way plans are simple. All we ask is for a down payment of up to 20% (depending on the merchandise category) to hold the item and then you pay us what you can on a monthly basis until the balance is settled. When your item is paid for in full, it’s yours to keep. Simple! Our one restriction is if the item is from our electronics department (or for the most part, anything that has a plug), the item must be paid for and claimed within three months. Technology just changes so quickly on these items that we like to be sure you’re still going to be happy with what you’ve agreed to purchase.

Custom Made Jewelry
If you’ve been searching for that perfect ring, necklace, bracelet, bridal set, charm, etc. but can’t quite find something that really speaks to you, our in-house custom jeweler can craft your dream piece precisely to your style and taste. We have a terrific selection of loose gemstones to fit any personality. We can also take stones and metals from a piece you may already have and create something that is more to your liking.

Our certified jeweler, Juan P. Gomez has been making jewelry since 1972. He holds degrees in diamonds and colored stone identification from the Gemological Institute of America